Our Programs

 
 

Mutual self-help housing

Our Mutual Self-Help Housing program is for low to moderate income families determined to own their own homes. Approved applicants join a group of 8-12 families that work together to build each others homes in a rural community. You receive the financing, technical assistance and construction training needed to successfully complete the program, become a homeowner and take steps toward financial security.

Once approved for our program, you will apply for an USDA-Rural Development (RD) mortgage which will cover 100% of the financing necessary to build your new home*. We’ll help you with the paperwork and then coordinate your building effort. Construction begins as soon as all applicants receive financing. Following construction, you will begin repaying RD, making reduced monthly payments that include your property taxes, insurance and a variable subsidized interest rate for the life of your mortgage. No down payment is needed as you are earning it by working on the construction site. It’s your “sweat equity”!

Eligibility is based on but not limited to:

  • Income level less than 80% of HUD Median Income in the build area.

  • U.S. Citizenship or permanent residency

  • Verifiable income of two years

  • Fair credit history

  • A time commitment of 30 hours per week, per family, for 8-11 months

Availability

Monday – Friday
8:30 a.m.- 5 p.m.

Or by appointment

Location

2195 NE 27th Street

McMinnville, OR 97128

 

VIda (valley individual development accounts)

Valley Individual Development Accounts (VIDA) is a program whose purpose is to prepare and assist families and individuals of modest means to accumulate wealth and grow financially through Individual Development Accounts (IDA). The program offers economic assistance as well as training in homeownership, small business, and/or education or job training.

An Individual Development Account (IDA) is a special savings account designed to match your savings.  You can then choose to invest the savings in:

  • a first time home purchase

  • starting or expanding a small business

  • post-secondary education or job training

  • home repair or rehabilitation of primary dwelling

  • adaptive equipment, technology and specialized training

NOTE:  Community Home Builders only offers Home Buying at this time.

VIDA Program Basics — The basic program structure consists of the following features:

  • Match Rate:                                                  3:1

  • Maximum Savings Match                          $3,000

  • Maximum Match                                         $9,000

  • Maximum Match Per Year                         $1,000

  • Participation Period                                     6-36 months

Availability

Monday – Friday
8:30 a.m. - 5:00 p.m.

Or by appointment

Location

2195 NE 27th Street
McMinnville, OR 97128

 

villa del sol

Villa del Sol, off Highway 18 in McMinnville, is a migrant farm worker apartment complex with 24 units. Villa del Sol was built by Community Home Builders in 2004 to meet the needs of area farm-workers struggling to find affordable, clean and stable housing.

This beautiful complex has twenty-four 2, 3 & 4 bedroom units, on-site laundry, a courtyard with play set and half-court basketball. It also boasts a beautiful community room suitable for families hosting friends or community members holding meetings or training sessions. Call 503-474-9391 for details!

Availability

Monday - Friday
8:30 a.m. - 5:00 p.m.

Location

315 NE May Lane
McMinnville, OR 97128

(503) 474-9391